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Practical tools to manage your money
and build your buffer
These tools are designed to help you track your spending, grow your savings, and build financial resilience — whether you are currently employed, at risk, or already navigating a job loss.
Start here
Credit Karma gives you free access to your credit score, credit report monitoring, and personalized financial insights. During a recession, knowing your credit score matters — it affects your ability to access credit if your income is disrupted. Completely free with no credit card required.
Get started with Credit Karma →Protect your cash
Acorns automatically rounds up your everyday purchases and sets aside the difference. Over time, small amounts accumulate into a meaningful emergency buffer without requiring any willpower or discipline. The built-in checking account also earns interest on your balance.
Start saving with Acorns →SoFi’s all-in-one account combines checking and high-yield savings in one place. With no fees, no minimums, and an APY well above traditional banks, it is a practical upgrade for anyone who wants their emergency fund to earn real interest while staying fully accessible.
Open a SoFi account →